Numerous credit cards offer low-interest rates, but there are some that have 0% introductory interest rates for a specified time period; these cards are known as 0% intro credit card APR. 0% intro APR credit card offers no interest rate for a maximum of 21 months. You can also find free credit cards with no annual fee, transaction free or intro APR. Some of these popular cards are Chase Freedom Unlimited®, HSBC Gold Mastercard® credit card, Bank of America® Cash Rewards credit card, Capital One® Quicksilver® Cash Rewards credit card, The Amex EveryDay® credit card from American Express, etc.

A balance transfer credit card is the best solution to effectively manage their debts and pay them off quickly. A balance transfer credit card helps you save big on your hefty credit card interest. These cards aim at reducing your credit card balance by transferring the money that you owe to your balance transfer credit card.

These days, you can find numerous lenders offering a diverse range of credit cards. Therefore, picking the best one can be confusing. This is because every borrower might have specific requirements that not all cards can fulfill. Whether you are looking for Premier credit card or cards with high credit card limit, you need to smartly compare every credit card offer so that you can make a reliable pick.

Business credit cards help owners of a business generate quick capital and ease the process of managing business transactions. These help in generating reward points that are useful for airline miles and generate large cash-back bonuses. Business credit cards come with a higher credit limit. Credit limits help cash-strapped individuals or business owners, in this case, to purchase equipment and supplies that will help their business grow.

All about cashback card Cash back credit cards give you a certain percentage of what you have paid for while purchasing goods using cashback card. This means that you can receive a certain percentage of the transaction on the total amount spent. You can redeem these received percentage for a gift card or receive the payment by check.

On a scale of 300–850, a score of 580–669 is considered as a fair FICO credit score. According to the consumer credit-scoring model VantageScore, a score in the range of 650–699 is a fair credit score. A fair credit score ensures that a person has access to fairly good lending services and products.

For frequent travelers, hotel credits cards can be a great way to earn room upgrades, complimentary breakfasts, free stays, and amazing travel discounts. Hotel credits cards are also perfect for people who usually stay in the same hotel chain whenever and wherever they travel. For those who like to hop hotels, flexible hotel credit cards are good options.

Credit cards are one of the most widely used financial tools that not only help one make purchases but do so much more. The right credit card can help you build a very good credit history and thereby secure the best rates on different offerings, provided that it is used responsibly.