Following is a list of the top student loans available:

Citizens Bank: For student loans availed from this bank, there is no charge or fee for origination or application of the loan or early repayment of the loan. Another major benefit of this loan is that the interest rate of the loan is reduced by a significant amount if you already have an account with the Citizens Bank. The loans are extended to graduate or undergraduate students and the repayment time of the loans can be 5, 10 or 15 years.

CommonBond: The origination fee on this loan is 2% with no application or early repayment fee. Any student dealing with an economic problem after graduation can apply for forbearance to pay back the loan. The rates of the loan may be fixed or variable. Loans are available to students at undergraduate, graduate and MBA levels, with repayment periods of 5, 10 and 15 years.

Connext : The loans are usually serviced by Connext, but the ultimate funds come from a group of lenders. There is no fee required to be paid for origination, application or early repayment of loans. Loan values range from $2,000 to $150,000. However, repayment period options for this loan are 10 or 15 years.

College Ave: They provide student and parent loans. Interest rates can be reduced by setting up automatic payments with College Ave. Repayment time period can be 8, 10, 12 or 15 years. Another feature of these loans is that College Ave provides the students with an option to make full, interest-only, or flat payments while in school or to defer payments until after graduation. Parent loans can be paid within 5 or 12 years.

LendKey: The loans are facilitated by LendKey but funds are provided by community banks. Interest rate can be reduced once the student decides the repayment period and pays 10% of the loan principal or if the student sets up automatic payments. The repayment period is provided up to 10 years.