Penny stocks are typically traded for under $5 per unit and usually belong to small companies. There are fewer takers for penny stocks in the market, so they have low liquidity, and investors may find it hard to sell them at a price that reflects the market. While penny stocks can help you make a significant amount of profit, there is, undoubtedly, an equal degree of risk involved.

Secured credit cards work against cash security deposits. They are very useful, especially if you are looking to rebuild your credit score. The deposit usually equals the credit line offered to you. This is held on to by the card-issuer until such time that the account is closed or you move to an unsecured credit card.  Let’s take a look at some of the best, secured credit cards in 2021.  Secured Mastercard from Capital One  The reason this card makes it to the list is the flexibility it offers for your security deposit.

There is a credit card for every need. Picking the right one is of utmost importance since that determines the benefits you reap. You can decide whether you want rewards in the form of airline points or hotel discounts, or if cashback is the way to go. Ultimately, it comes down to your spending and financial habits.

Here’s an astonishing statistic: nearly 15% of our country’s population that needed dental attention between 2013 and 2016 refused to pay a visit to the dentist mainly due to financial constraints. The top reasons were either affordability or missing insurance coverage. Today, fortunately, there are quite a few pocket-friendly dental insurance options.

Gift cards can be used to pay for several products and services across multiple platforms. Corporate gift cards, holiday cards, and even cash back cards are the most popular formats to redeem online or at kiosks. However, the process of redeeming them is anything but simple. And if not done correctly, you may miss out on many discounts and exclusive offers.

Health insurance is one kind of insurance policy that specifically covers the insured’s surgery, hospitalization, and specific medical expenses as per the terms of the policy. Depending on the terms agreed upon, the insurance agency may directly pay the hospital the predetermined percentage of totals costs, with the policyholder being required to pay the rest.

What is a product liability insurance? An insurance policy that protects the insured in the remote event that a product that they deal with causes physical harm to a person or damages property. Businesses that deal with the manufacturing, distribution, retailing or repairing of products would benefit from a product liability insurance.

Retirement is one aspect of our lives that needs to be thoroughly planned so that we can lead a smooth and peaceful life when unemployed with no bumps. So, it is important that one starts saving up right from the time one is employed and saves up a part of his income.